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I wish it had more eye candy, but as for the accuracy and flexibility Quicken does not come even close. The only thing GNUCASH lacks, in my opinion, is a better and more user friendly interface. I also love the flexibility of being able to create and manipulate my own accounts any way I wish, contrary to Quicken which forces me to use their investment categories and does not allow me to create my own categories for Investment Income, for example. GNUCASH allows you to change the settings to use more the more user friendly вЂњReceiveвЂќ and вЂњSpendвЂќ labels, instead Debit and Credit, which may be confused for some folks out there. I never had a crash or data corruption yet. All my investment accounts balance almostto the penny, something that I could never achieved in the 15+ years of quicken usage. I can tell you that IвЂ™m very happy with the program. In March 2010 I started to use Gnucash side by side with Quicken 2010.

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Oh and about the countless data corruption I had over the years and the endless update cycles, having to вЂњpayвЂќ full price for each version. IвЂ™ve been using Qucken for over 15 years, but I got tired of having issues with my investment balances being always wrong, sometimes from a few dollars to a couple of thousand dollars.

I disagree with your assessment that Gnucash is complicated.

#Ms money plus sunset export to csv how to

Learn how to find an independent advisor, pay for advice, and only the advice. If you are paying an advisor a percentage of your assets, you are paying 5-10x too much. I will review Moneydance in my next post. For personal use, however, itвЂ™s not as user friendly as IвЂ™d like. Because itвЂ™s open source, chances are it will live on. If GnuCash were the only application on the market, I would use it. Fixing bad imports can be more time consuming than not importing at all. It will likely create duplicate entries when there are transfers between accounts in Money. I didnвЂ™t try the import because itвЂ™s too tedious with many accounts. In Microsoft Money, you have to export to a QIF file one account at a time. If you want to see how much you paid AT&T over the last 12 months, you have to run a custom report off the free-text description in the register. Unless you use the business module, there isnвЂ™t a concept of a payee. Because I donвЂ™t need these features, I did not test them. GnuCash also has some business features: customers, vendors, invoices, bills, etc. I did not see anything that calculates investment returns. The user can use the bankвЂ™s payment confirmation and enter a split transaction. GnuCash provides a financial calculator for doing the calculation manually. There is no way to set up a loan and have it calculate loan payment principal and interest automatically. HereвЂ™s a summary of what GnuCash can do against my requirements: Categorize transactions On Windows, GnuCash takes a long time to start because it has to load the gnome libraries. To a novice, there can be a steep learning curve, until you understand why everything is an account and why every transaction is a transfer between two accounts. The infinite level of nesting lets you create your accounts structure however you like. If you have a good grasp of double entry accounting concepts, GnuCash is great. You can create child accounts within the brokerage account for whatever tracking purpose: stocks vs. Every stock you buy in a brokerage account is also an вЂњaccountвЂќ with a parent account. When it gets to investment, it can be even more confusing. I would rather refer to accounts with my name as вЂњaccounts,вЂќ income and expenses as вЂњcategories,вЂќ and investments in my brokerage account as вЂњsecurities.вЂќ This flexible approach works great for an accountant, but it can be confusing for others. ThatвЂ™s exactly how itвЂ™s represented in GnuCash.ДЇigure 1: Assets, Liabilities, Income, and Expenses are all Accounts When you put your paycheck into your checking account, you transfer a balance from salary to the checking account - debit checking account, credit salary. The checking account is a balance sheet account. To an accountant, there is no fundamental difference between a checking account and salary. In GnuCash, everything is an account and every transaction is a transfer. I can see GnuCash is designed by people with a solid accounting background. GnuCash is a free, open source application.

I gave my requirements part 1 and I looked at Quicken in part 2.

#Ms money plus sunset export to csv series

This is part 3 in my series for replacing Microsoft Money.

#Ms money plus sunset export to csv download

See follow-up posts Replacing Microsoft Money, Part 5: OFX Scripts and Download Price Quotes to Microsoft Money After Microsoft Pulls the Plug. After evaluating the alternatives, I discovered a way to automatically download the transactions and price quotes and feed them to Money after Microsoft pulls the plug.